$10 an hour is $20,800 a year working full time, 40 hours a week for 52 weeks. That is $1,733.33 a month or $800.00 every two weeks before taxes. After federal income tax, Social Security and Medicare, a single filer keeps about $18,739 a year ($1,562 a month) in a state with no income tax.
| Per | Before tax | After federal tax & FICA |
|---|---|---|
| Year | $20,800.00 | $18,738.80 |
| Month | $1,733.33 | $1,561.57 |
| Two weeks | $800.00 | $720.72 |
| Week | $400.00 | $360.36 |
| Day (8 hours) | $80.00 | $72.07 |
Single filer, 2026 Form W-4 with no adjustments, paid every two weeks, no pre-tax deductions, no state income tax. Federal income tax $470, Social Security $1,290, Medicare $302 a year; effective rate 9.9%.
| Hours per week | Per year | Per month | After tax per year |
|---|---|---|---|
| 20 | $10,400 | $867 | $9,604 |
| 25 | $13,000 | $1,083 | $12,006 |
| 30 | $15,600 | $1,300 | $14,407 |
| 35 | $18,200 | $1,517 | $16,598 |
| 40 | $20,800 | $1,733 | $18,739 |
| 45 (without overtime pay) | $23,400 | $1,950 | $20,880 |
| 50 (without overtime pay) | $26,000 | $2,167 | $23,021 |
Hourly employees covered by federal law earn time and a half after 40 hours a week. At $10 an hour, each overtime hour pays $15.00; see the overtime calculator.
On $20,800 a year, take-home pay ranges from $18,739 in states without income tax on wages to $17,748 in Oregon.
| State | State tax | Take-home per year | Per month | Per hour |
|---|---|---|---|---|
| Texas | None | $18,739 | $1,562 | $9.01 |
| Florida | None | $18,739 | $1,562 | $9.01 |
| Washington | None | $18,739 | $1,562 | $9.01 |
| Tennessee | None | $18,739 | $1,562 | $9.01 |
| Nevada | None | $18,739 | $1,562 | $9.01 |
| Ohio | $0 | $18,739 | $1,562 | $9.01 |
| Idaho | $0 | $18,739 | $1,562 | $9.01 |
| North Dakota | $0 | $18,739 | $1,562 | $9.01 |
| Utah | $0 | $18,739 | $1,562 | $9.01 |
| Alaska | None | $18,739 | $1,562 | $9.01 |
| New Hampshire | None | $18,739 | $1,562 | $9.01 |
| South Dakota | None | $18,739 | $1,562 | $9.01 |
| Wyoming | None | $18,739 | $1,562 | $9.01 |
| California | $41 | $18,697 | $1,558 | $8.99 |
| New Mexico | $71 | $18,668 | $1,556 | $8.98 |
| Missouri | $80 | $18,658 | $1,555 | $8.97 |
| Mississippi | $100 | $18,639 | $1,553 | $8.96 |
| Connecticut | $116 | $18,623 | $1,552 | $8.95 |
| Iowa | $139 | $18,600 | $1,550 | $8.94 |
| Rhode Island | $163 | $18,576 | $1,548 | $8.93 |
| District of Columbia | $188 | $18,551 | $1,546 | $8.92 |
| Nebraska | $200 | $18,539 | $1,545 | $8.91 |
| Colorado | $207 | $18,532 | $1,544 | $8.91 |
| Wisconsin | $215 | $18,524 | $1,544 | $8.91 |
| Montana | $221 | $18,518 | $1,543 | $8.90 |
| Louisiana | $238 | $18,501 | $1,542 | $8.89 |
| Vermont | $263 | $18,476 | $1,540 | $8.88 |
| South Carolina | $264 | $18,475 | $1,540 | $8.88 |
| New Jersey | $277 | $18,462 | $1,538 | $8.88 |
| Minnesota | $294 | $18,445 | $1,537 | $8.87 |
| Arizona | $311 | $18,428 | $1,536 | $8.86 |
| North Carolina | $321 | $18,418 | $1,535 | $8.85 |
| Hawaii | $335 | $18,404 | $1,534 | $8.85 |
| Oklahoma | $391 | $18,348 | $1,529 | $8.82 |
| Maine | $415 | $18,324 | $1,527 | $8.81 |
| Kansas | $418 | $18,321 | $1,527 | $8.81 |
| Virginia | $426 | $18,313 | $1,526 | $8.80 |
| Georgia | $457 | $18,282 | $1,524 | $8.79 |
| West Virginia | $482 | $18,256 | $1,521 | $8.78 |
| Delaware | $513 | $18,225 | $1,519 | $8.76 |
| New York | $529 | $18,210 | $1,517 | $8.75 |
| Indiana | $584 | $18,155 | $1,513 | $8.73 |
| Arkansas | $598 | $18,140 | $1,512 | $8.72 |
| Kentucky | $610 | $18,128 | $1,511 | $8.72 |
| Maryland | $624 | $18,114 | $1,510 | $8.71 |
| Michigan | $633 | $18,106 | $1,509 | $8.70 |
| Pennsylvania | $639 | $18,100 | $1,508 | $8.70 |
| Alabama | $775 | $17,964 | $1,497 | $8.64 |
| Massachusetts | $820 | $17,919 | $1,493 | $8.61 |
| Illinois | $885 | $17,854 | $1,488 | $8.58 |
| Oregon | $990 | $17,748 | $1,479 | $8.53 |
Full time, single filer, same assumptions as above. Local income taxes are not included.
$1,733.33 before taxes for a full-time worker: $10 × 2,080 hours ÷ 12 months. Months with more workdays pay slightly more if you are paid weekly or every two weeks.
About $9.01 an hour, or $18,739 a year, for a single filer in a state without income tax. In Oregon it is about $8.53 an hour.
Only if you work exactly 40 hours every week of the year with paid holidays and vacation. Unpaid time off lowers the annual total, and overtime raises it. See $20,000 a year is how much an hour for the reverse calculation.
Updated November 2026 for the 2026 tax year. Methodology.
© 2026 PaycheckGauge. Estimates only, not tax advice.