$12 an hour is $24,960 a year working full time, 40 hours a week for 52 weeks. That is $2,080.00 a month or $960.00 every two weeks before taxes. After federal income tax, Social Security and Medicare, a single filer keeps about $22,165 a year ($1,847 a month) in a state with no income tax.
| Per | Before tax | After federal tax & FICA |
|---|---|---|
| Year | $24,960.00 | $22,164.56 |
| Month | $2,080.00 | $1,847.05 |
| Two weeks | $960.00 | $852.48 |
| Week | $480.00 | $426.24 |
| Day (8 hours) | $96.00 | $85.25 |
Single filer, 2026 Form W-4 with no adjustments, paid every two weeks, no pre-tax deductions, no state income tax. Federal income tax $886, Social Security $1,548, Medicare $362 a year; effective rate 11.2%.
| Hours per week | Per year | Per month | After tax per year |
|---|---|---|---|
| 20 | $12,480 | $1,040 | $11,525 |
| 25 | $15,600 | $1,300 | $14,407 |
| 30 | $18,720 | $1,560 | $17,026 |
| 35 | $21,840 | $1,820 | $19,595 |
| 40 | $24,960 | $2,080 | $22,165 |
| 45 (without overtime pay) | $28,080 | $2,340 | $24,734 |
| 50 (without overtime pay) | $31,200 | $2,600 | $27,249 |
Hourly employees covered by federal law earn time and a half after 40 hours a week. At $12 an hour, each overtime hour pays $18.00; see the overtime calculator.
On $24,960 a year, take-home pay ranges from $22,165 in states without income tax on wages to $20,810 in Oregon.
| State | State tax | Take-home per year | Per month | Per hour |
|---|---|---|---|---|
| Texas | None | $22,165 | $1,847 | $10.66 |
| Florida | None | $22,165 | $1,847 | $10.66 |
| Washington | None | $22,165 | $1,847 | $10.66 |
| Tennessee | None | $22,165 | $1,847 | $10.66 |
| Nevada | None | $22,165 | $1,847 | $10.66 |
| Ohio | $0 | $22,165 | $1,847 | $10.66 |
| North Dakota | $0 | $22,165 | $1,847 | $10.66 |
| Alaska | None | $22,165 | $1,847 | $10.66 |
| New Hampshire | None | $22,165 | $1,847 | $10.66 |
| South Dakota | None | $22,165 | $1,847 | $10.66 |
| Wyoming | None | $22,165 | $1,847 | $10.66 |
| California | $125 | $22,040 | $1,837 | $10.60 |
| Utah | $157 | $22,007 | $1,834 | $10.58 |
| New Mexico | $190 | $21,975 | $1,831 | $10.56 |
| Connecticut | $199 | $21,965 | $1,830 | $10.56 |
| Idaho | $215 | $21,950 | $1,829 | $10.55 |
| Missouri | $237 | $21,928 | $1,827 | $10.54 |
| Mississippi | $266 | $21,898 | $1,825 | $10.53 |
| Iowa | $297 | $21,868 | $1,822 | $10.51 |
| Rhode Island | $319 | $21,845 | $1,820 | $10.50 |
| Nebraska | $346 | $21,818 | $1,818 | $10.49 |
| New Jersey | $349 | $21,815 | $1,818 | $10.49 |
| District of Columbia | $354 | $21,810 | $1,818 | $10.49 |
| Wisconsin | $361 | $21,804 | $1,817 | $10.48 |
| Louisiana | $363 | $21,802 | $1,817 | $10.48 |
| South Carolina | $389 | $21,775 | $1,815 | $10.47 |
| Colorado | $390 | $21,775 | $1,815 | $10.47 |
| Vermont | $402 | $21,762 | $1,814 | $10.46 |
| Arizona | $415 | $21,749 | $1,812 | $10.46 |
| Montana | $416 | $21,748 | $1,812 | $10.46 |
| North Carolina | $487 | $21,677 | $1,806 | $10.42 |
| Minnesota | $517 | $21,648 | $1,804 | $10.41 |
| Hawaii | $566 | $21,599 | $1,800 | $10.38 |
| Oklahoma | $578 | $21,587 | $1,799 | $10.38 |
| West Virginia | $606 | $21,559 | $1,797 | $10.36 |
| Virginia | $634 | $21,531 | $1,794 | $10.35 |
| Kansas | $634 | $21,530 | $1,794 | $10.35 |
| Maine | $656 | $21,509 | $1,792 | $10.34 |
| Georgia | $673 | $21,492 | $1,791 | $10.33 |
| Indiana | $707 | $21,458 | $1,788 | $10.32 |
| Delaware | $720 | $21,445 | $1,787 | $10.31 |
| New York | $751 | $21,414 | $1,784 | $10.30 |
| Kentucky | $756 | $21,409 | $1,784 | $10.29 |
| Arkansas | $761 | $21,404 | $1,784 | $10.29 |
| Pennsylvania | $766 | $21,398 | $1,783 | $10.29 |
| Michigan | $810 | $21,355 | $1,780 | $10.27 |
| Maryland | $822 | $21,343 | $1,779 | $10.26 |
| Alabama | $983 | $21,182 | $1,765 | $10.18 |
| Massachusetts | $1,028 | $21,137 | $1,761 | $10.16 |
| Illinois | $1,091 | $21,074 | $1,756 | $10.13 |
| Oregon | $1,354 | $20,810 | $1,734 | $10.00 |
Full time, single filer, same assumptions as above. Local income taxes are not included.
$2,080.00 before taxes for a full-time worker: $12 × 2,080 hours ÷ 12 months. Months with more workdays pay slightly more if you are paid weekly or every two weeks.
About $10.66 an hour, or $22,165 a year, for a single filer in a state without income tax. In Oregon it is about $10.00 an hour.
Only if you work exactly 40 hours every week of the year with paid holidays and vacation. Unpaid time off lowers the annual total, and overtime raises it. See $25,000 a year is how much an hour for the reverse calculation.
Updated November 2026 for the 2026 tax year. Methodology.
© 2026 PaycheckGauge. Estimates only, not tax advice.