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Take-Home Pay in Every State, 2026

We ran the same salary through federal withholding, Social Security, Medicare and each state’s 2026 income tax for all 50 states and Washington, D.C. On $75,000, a single worker keeps $61,593 in the 9 states without a wage tax and $55,860 in Oregon, a gap of $5,733 a year.

Key findings

9 states do not tax wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. Workers there keep the most at every salary we tested.
Oregon takes the biggest bite at $75,000, $5,733 a year in state income tax, or 7.6% of salary. It is also the highest-taxed state at $50,000 and $100,000.
The typical state with an income tax takes about $2,712 from a $75,000 salary (Arkansas sits in the middle), about $104 per biweekly paycheck.
Living in New York City adds $2,472 of city tax at $75,000. A New York City resident keeps $55,667, less than a worker keeps in any of the 50 states or D.C.
Living in Philadelphia adds $2,801 of city tax at $75,000. A Philadelphia resident keeps $56,489, which would rank 51 of 52 if the city were a state.

Full ranking

Rank ($75k)	State	Take-home on $50,000	Take-home on $75,000	Take-home on $100,000	State tax on $75,000
1	Texas	$42,355	$61,593	$79,180	None
1	Florida	$42,355	$61,593	$79,180	None
1	Washington	$42,355	$61,593	$79,180	None
1	Tennessee	$42,355	$61,593	$79,180	None
1	Nevada	$42,355	$61,593	$79,180	None
1	Alaska	$42,355	$61,593	$79,180	None
1	New Hampshire	$42,355	$61,593	$79,180	None
1	South Dakota	$42,355	$61,593	$79,180	None
1	Wyoming	$42,355	$61,593	$79,180	None
10	North Dakota	$42,355	$61,389	$78,489	$203
11	Ohio	$41,762	$60,312	$77,212	$1,280
12	Arizona	$41,314	$59,926	$76,889	$1,666
13	Louisiana	$41,241	$59,729	$76,566	$1,864
14	Indiana	$40,910	$59,410	$76,260	$2,183
15	Rhode Island	$41,097	$59,397	$76,032	$2,196
16	Iowa	$41,107	$59,394	$76,032	$2,198
17	Mississippi	$41,087	$59,325	$75,912	$2,268
18	Pennsylvania	$40,820	$59,290	$76,110	$2,303
19	New Mexico	$41,171	$59,233	$75,611	$2,359
20	Utah	$41,071	$59,184	$75,646	$2,409
21	North Carolina	$40,869	$59,109	$75,699	$2,484
22	Vermont	$41,114	$59,103	$75,040	$2,490
23	Kentucky	$40,723	$59,085	$75,798	$2,507
24	Nebraska	$40,960	$59,060	$75,510	$2,533
25	Connecticut	$41,030	$59,043	$75,255	$2,550
26	Missouri	$40,942	$59,005	$75,417	$2,588
27	Colorado	$40,863	$59,001	$75,488	$2,592
28	Wisconsin	$40,936	$58,998	$75,261	$2,594
29	New Jersey	$41,140	$58,995	$74,998	$2,598
30	West Virginia	$40,834	$58,912	$75,295	$2,680
31	Arkansas	$40,618	$58,880	$75,493	$2,712
32	California	$41,306	$58,805	$74,110	$2,788
33	Oklahoma	$40,651	$58,763	$75,226	$2,830
34	Idaho	$40,813	$58,726	$74,988	$2,867
35	Montana	$40,762	$58,716	$74,891	$2,877
36	Michigan	$40,481	$58,656	$75,181	$2,937
37	Maryland	$40,344	$58,394	$74,794	$3,199
38	Georgia	$40,383	$58,323	$74,613	$3,270
39	South Carolina	$40,512	$58,250	$74,337	$3,343
40	Kansas	$40,365	$58,207	$74,400	$3,385
41	District of Columbia	$40,521	$58,164	$73,649	$3,429
42	New York	$40,252	$58,140	$74,320	$3,453
43	Alabama	$40,120	$58,108	$74,445	$3,485
44	Virginia	$40,294	$58,094	$74,244	$3,498
45	Massachusetts	$40,075	$58,063	$74,400	$3,530
46	Illinois	$40,025	$58,025	$74,375	$3,568
47	Minnesota	$40,478	$58,016	$73,903	$3,577
48	Delaware	$40,257	$57,984	$73,921	$3,609
49	Maine	$40,162	$57,712	$73,526	$3,881
50	Hawaii	$40,071	$57,423	$73,110	$4,170
51	Oregon	$38,810	$55,860	$71,260	$5,733

States with the same take-home pay share the same rank.

Methodology

Single filer, paid every two weeks, 2026 Form W-4 with no adjustments, no pre-tax deductions, no dependents.
Federal income tax withheld with the IRS Publication 15-T (2026) percentage method; our engine matches the IRS tables to the dollar (see accuracy).
Social Security 6.2% up to $184,500 and Medicare 1.45%.
State income tax from each state’s brackets, deductions and exemptions as of January 1, 2026 (Tax Foundation compilation of state law), applied to annual wages.
Local income taxes are excluded from the state ranking and shown separately for New York City and Philadelphia. Payroll contributions such as state disability insurance are not included.

Use this data

Journalists, researchers and bloggers are welcome to use these figures with a link to this page. Suggested citation:

PaycheckGauge, “Take-Home Pay in Every State, 2026,” November 2026, https://paycheckgauge.com/research/take-home-pay-by-state-2026/

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Published November 2026.