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$20,000 a Year Is How Much an Hour?

$20,000 a year is $9.62 an hour before taxes, based on a 40-hour week and 52 paid weeks (2,080 hours). After federal income tax, Social Security and Medicare, a single filer keeps about $8.69 an hour, or $1,507 a month, in a state with no income tax.

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Result

That salary works out to $9.62 an hour before tax.

Hourly	$9.62
Daily (5 days a week)	$76.92
Weekly	$384.62
Every 2 weeks	$769.23
Monthly	$1,666.67

$20,000 a year broken down, before and after tax

Per	Before tax	After federal tax & FICA
Hour	$9.62	$8.69
Day (8 hours)	$76.92	$69.54
Week	$384.62	$347.69
Two weeks	$769.23	$695.38
Half month	$833.33	$753.33
Month	$1,666.67	$1,506.67
Year	$20,000.00	$18,080.00

Single filer, 2026 Form W-4 with no adjustments, paid every two weeks, no pre-tax deductions, no state income tax. Federal income tax $390, Social Security $1,240, Medicare $290 a year; effective rate 9.6%.

Hourly rate if you work more or fewer hours

Hours per week	Hours per year	Hourly rate
30	1,560	$12.82
35	1,820	$10.99
37.5	1,950	$10.26
40	2,080	$9.62
45	2,340	$8.55
50	2,600	$7.69
60	3,120	$6.41

Salaried employees who are exempt from overtime earn the same $20,000 whether they work 40 or 50 hours, so longer weeks lower the real hourly rate.

$20,000 salary after taxes in every state

Take-home pay on $20,000 ranges from $18,080 in 9 states with no income tax on wages, such as Texas, to $17,160 in Oregon, a difference of $920 a year.

State	State tax	Take-home per year	Per month	Per hour
Texas	None	$18,080	$1,507	$8.69
Florida	None	$18,080	$1,507	$8.69
Washington	None	$18,080	$1,507	$8.69
Tennessee	None	$18,080	$1,507	$8.69
Nevada	None	$18,080	$1,507	$8.69
Ohio	$0	$18,080	$1,507	$8.69
Idaho	$0	$18,080	$1,507	$8.69
North Dakota	$0	$18,080	$1,507	$8.69
Utah	$0	$18,080	$1,507	$8.69
Alaska	None	$18,080	$1,507	$8.69
New Hampshire	None	$18,080	$1,507	$8.69
South Dakota	None	$18,080	$1,507	$8.69
Wyoming	None	$18,080	$1,507	$8.69
California	$25	$18,055	$1,505	$8.68
Missouri	$57	$18,023	$1,502	$8.66
New Mexico	$59	$18,022	$1,502	$8.66
Mississippi	$68	$18,012	$1,501	$8.66
Connecticut	$100	$17,980	$1,498	$8.64
Iowa	$108	$17,972	$1,498	$8.64
Rhode Island	$133	$17,947	$1,496	$8.63
District of Columbia	$156	$17,924	$1,494	$8.62
Colorado	$172	$17,908	$1,492	$8.61
Nebraska	$172	$17,908	$1,492	$8.61
Montana	$183	$17,897	$1,491	$8.60
Wisconsin	$187	$17,893	$1,491	$8.60
Louisiana	$214	$17,866	$1,489	$8.59
Vermont	$236	$17,844	$1,487	$8.58
South Carolina	$240	$17,840	$1,487	$8.58
Minnesota	$251	$17,829	$1,486	$8.57
New Jersey	$266	$17,814	$1,485	$8.56
North Carolina	$289	$17,791	$1,483	$8.55
Hawaii	$291	$17,789	$1,482	$8.55
Arizona	$291	$17,789	$1,482	$8.55
Oklahoma	$355	$17,726	$1,477	$8.52
Maine	$368	$17,712	$1,476	$8.52
Kansas	$376	$17,704	$1,475	$8.51
Virginia	$386	$17,694	$1,475	$8.51
Georgia	$415	$17,665	$1,472	$8.49
West Virginia	$459	$17,621	$1,468	$8.47
Delaware	$475	$17,605	$1,467	$8.46
New York	$488	$17,592	$1,466	$8.46
Indiana	$561	$17,520	$1,460	$8.42
Arkansas	$567	$17,513	$1,459	$8.42
Kentucky	$582	$17,498	$1,458	$8.41
Maryland	$586	$17,494	$1,458	$8.41
Michigan	$599	$17,481	$1,457	$8.40
Pennsylvania	$614	$17,466	$1,456	$8.40
Alabama	$735	$17,345	$1,445	$8.34
Massachusetts	$780	$17,300	$1,442	$8.32
Illinois	$845	$17,235	$1,436	$8.29
Oregon	$920	$17,160	$1,430	$8.25

Same assumptions as above. Local income taxes (for example New York City or Ohio cities) are not included.

Common questions

How much is $20,000 a year biweekly?

Paid every two weeks, $20,000 is $769.23 per paycheck before taxes and about $695.38 after federal tax and FICA.

How much is $20,000 a year per month after taxes?

About $1,506.67 a month in a state without income tax. In Oregon, the highest-taxed state at this salary, it is about $1,429.97.

How does $20,000 compare with the federal minimum wage?

A full-time job at the federal minimum wage of $7.25 an hour pays $15,080 a year, so $20,000 is 1.3 times as much. Many states and cities set a higher minimum wage.

$25,000 a year →

Other salaries

Updated November 2026 for the 2026 tax year. Methodology.