$18 an hour is $37,440 a year working full time, 40 hours a week for 52 weeks. That is $3,120.00 a month or $1,440.00 every two weeks before taxes. After federal income tax, Social Security and Medicare, a single filer keeps about $32,263 a year ($2,689 a month) in a state with no income tax.
| Per | Before tax | After federal tax & FICA |
|---|---|---|
| Year | $37,440.00 | $32,263.04 |
| Month | $3,120.00 | $2,688.59 |
| Two weeks | $1,440.00 | $1,240.89 |
| Week | $720.00 | $620.44 |
| Day (8 hours) | $144.00 | $124.09 |
Single filer, 2026 Form W-4 with no adjustments, paid every two weeks, no pre-tax deductions, no state income tax. Federal income tax $2,313, Social Security $2,321, Medicare $543 a year; effective rate 13.8%.
| Hours per week | Per year | Per month | After tax per year |
|---|---|---|---|
| 20 | $18,720 | $1,560 | $17,026 |
| 25 | $23,400 | $1,950 | $20,880 |
| 30 | $28,080 | $2,340 | $24,734 |
| 35 | $32,760 | $2,730 | $28,503 |
| 40 | $37,440 | $3,120 | $32,263 |
| 45 (without overtime pay) | $42,120 | $3,510 | $36,023 |
| 50 (without overtime pay) | $46,800 | $3,900 | $39,784 |
Hourly employees covered by federal law earn time and a half after 40 hours a week. At $18 an hour, each overtime hour pays $27.00; see the overtime calculator.
On $37,440 a year, take-home pay ranges from $32,263 in states without income tax on wages to $29,817 in Oregon.
| State | State tax | Take-home per year | Per month | Per hour |
|---|---|---|---|---|
| Texas | None | $32,263 | $2,689 | $15.51 |
| Florida | None | $32,263 | $2,689 | $15.51 |
| Washington | None | $32,263 | $2,689 | $15.51 |
| Tennessee | None | $32,263 | $2,689 | $15.51 |
| Nevada | None | $32,263 | $2,689 | $15.51 |
| North Dakota | $0 | $32,263 | $2,689 | $15.51 |
| Alaska | None | $32,263 | $2,689 | $15.51 |
| New Hampshire | None | $32,263 | $2,689 | $15.51 |
| South Dakota | None | $32,263 | $2,689 | $15.51 |
| Wyoming | None | $32,263 | $2,689 | $15.51 |
| Ohio | $247 | $32,016 | $2,668 | $15.39 |
| California | $487 | $31,776 | $2,648 | $15.28 |
| New Jersey | $593 | $31,670 | $2,639 | $15.23 |
| New Mexico | $643 | $31,620 | $2,635 | $15.20 |
| Utah | $719 | $31,544 | $2,629 | $15.17 |
| Arizona | $727 | $31,536 | $2,628 | $15.16 |
| Louisiana | $737 | $31,526 | $2,627 | $15.16 |
| Connecticut | $760 | $31,503 | $2,625 | $15.15 |
| Mississippi | $766 | $31,497 | $2,625 | $15.14 |
| Iowa | $771 | $31,492 | $2,624 | $15.14 |
| Rhode Island | $787 | $31,476 | $2,623 | $15.13 |
| Vermont | $820 | $31,443 | $2,620 | $15.12 |
| Missouri | $822 | $31,441 | $2,620 | $15.12 |
| Nebraska | $824 | $31,439 | $2,620 | $15.11 |
| Wisconsin | $866 | $31,397 | $2,616 | $15.09 |
| Idaho | $876 | $31,387 | $2,616 | $15.09 |
| Colorado | $939 | $31,324 | $2,610 | $15.06 |
| North Carolina | $985 | $31,278 | $2,606 | $15.04 |
| Montana | $1,003 | $31,260 | $2,605 | $15.03 |
| West Virginia | $1,014 | $31,249 | $2,604 | $15.02 |
| Indiana | $1,075 | $31,188 | $2,599 | $14.99 |
| District of Columbia | $1,080 | $31,183 | $2,599 | $14.99 |
| South Carolina | $1,089 | $31,174 | $2,598 | $14.99 |
| Oklahoma | $1,139 | $31,124 | $2,594 | $14.96 |
| Pennsylvania | $1,149 | $31,114 | $2,593 | $14.96 |
| Minnesota | $1,184 | $31,079 | $2,590 | $14.94 |
| Kentucky | $1,193 | $31,070 | $2,589 | $14.94 |
| Arkansas | $1,247 | $31,016 | $2,585 | $14.91 |
| Kansas | $1,289 | $30,974 | $2,581 | $14.89 |
| Georgia | $1,320 | $30,943 | $2,579 | $14.88 |
| Virginia | $1,339 | $30,924 | $2,577 | $14.87 |
| Michigan | $1,340 | $30,923 | $2,577 | $14.87 |
| Maine | $1,380 | $30,883 | $2,574 | $14.85 |
| Hawaii | $1,396 | $30,867 | $2,572 | $14.84 |
| Delaware | $1,401 | $30,862 | $2,572 | $14.84 |
| Maryland | $1,415 | $30,848 | $2,571 | $14.83 |
| New York | $1,425 | $30,838 | $2,570 | $14.83 |
| Alabama | $1,607 | $30,656 | $2,555 | $14.74 |
| Massachusetts | $1,652 | $30,611 | $2,551 | $14.72 |
| Illinois | $1,708 | $30,555 | $2,546 | $14.69 |
| Oregon | $2,446 | $29,817 | $2,485 | $14.33 |
Full time, single filer, same assumptions as above. Local income taxes are not included.
$3,120.00 before taxes for a full-time worker: $18 × 2,080 hours ÷ 12 months. Months with more workdays pay slightly more if you are paid weekly or every two weeks.
About $15.51 an hour, or $32,263 a year, for a single filer in a state without income tax. In Oregon it is about $14.33 an hour.
Only if you work exactly 40 hours every week of the year with paid holidays and vacation. Unpaid time off lowers the annual total, and overtime raises it. See $35,000 a year is how much an hour for the reverse calculation.
Updated November 2026 for the 2026 tax year. Methodology.
© 2026 PaycheckGauge. Estimates only, not tax advice.